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Her Majesty's Government Support Scheme

Coface is pleased to confirm participation in Her Majesty’s Government’s reinsurance scheme, designed to support UK businesses through credit insurance.

This scheme reflects similar state-backed support to help businesses to continue to benefit from protection. A key component of the scheme is to maintain (subject to normal underwriting practices) credit limits on buyers that are temporarily affected by the COVID-19 crisis and whose solvency would otherwise not be questioned.

Maintaining cover as far as possible between suppliers and their clients will be a key ingredient in allowing the UK economy to overcome the challenges of the current crisis.

We have prepared a list of Frequently Asked Questions.

Outlines of the scheme

  • Trade credit insurance coverage to be maintained across the market in light of COVID-19, with up to £10 billion government backing
  • Measures will support thousands of businesses by protecting against customer defaults or payment delays
  • Scheme is available on a temporary basis for nine months, backdated to 1 April 2020 and available insurers operating in the UK market

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